With higher rates and prices, house hacking is now a long-term affordability strategy, helping buyers offset costs and build equity rather than generate quick profits.
NAR economist Dr. Jessica Lautz, at the Mid-Winter Business Meetings, said easing rates and uneven inventory gains are beginning to improve housing conditions.
Practical upgrades tied to safety and efficiency can strengthen home value, improve marketability and position sellers more competitively in 2026.
Rates on 30-year mortgages rose to 6.16%, up from 6.15% last week, while 15-year rates rose to 5.46% from 5.44%.
Landlords are allowing select upgrades that enhance rental appeal, strengthen long-term value and encourage lease renewals.
Florida Realtors Live today features a full slate of live, 15-minute Q&A sessions online covering market trends, policy priorities, leadership and AI strategies.
Florida dominated the U-Haul Growth Index, with eight cities in the top 10 and Ocala ranked No. 1 again. The state also placed second nationally for inbound moves.
Higher borrowing and renovation costs, limited inventory and rising competition are squeezing margins, pushing investors to adjust strategies, according to ATTOM.
Visitor volumes held firm in the third quarter, led by domestic travel and continued improvement in international arrivals.
Homes with negative equity could create openings for experienced agents, as fewer competitors and options like short sales allow for creative deal structures.
