HUD’s FHA Tools Now Require Two-Factor Authorization
To boost security, HUD Homestore and other loan tools will require users to prove their identity. HUD will send a code to registered devices that users must confirm.
WASHINGTON – On Friday, Oct. 27, 2023, the Federal Housing Administration (FHA) implemented security enhancements. Going forward, it requires multi-factor authentication (MFA) to access some of its websites and systems.
MFA provides an added layer of security. In addition to a password, FHA will send a code to a registered user’s account in some form, such as an email or text. The user will then key that code into the FHA website to confirm it’s actually them and be able to proceed.
Systems requiring multi-factor authorization
- FHA’s Asset Disposition and Management System (P260) used by mortgagees, servicers, servicing contractors and appraisers;
- Nonprofit Data Management System (NPDMS) used by HUD-approved Nonprofits
- HUD Homestore, which is used by real estate agents and the public. This website also includes an application for real estate agents or HUD-approved nonprofits to apply for a Name and Address Identification (NAID).
Current users who aren’t prompted at login to update their username and create a new password, may need to register as a first-time user., FHA says. The user’s email address will be their username.
Additional information can be found at: P260 release notes.
More FHA systems will eventually require MFA too, FHA says. Those will be announced in the coming weeks.
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