Florida is among the states collecting detailed insurer data on claims, cancellations and policies to give officials a clearer view of coverage trends.
Forecasters see 11–16 named storms, including 4–7 reaching hurricane strength, with warm ocean temps raising the chance of early activity.
Florida will fast-track permits and funding for living shorelines, opening the door to coastal projects that can reduce erosion while easing costs tied to seawalls.
An assessment added after insurer failures will end in 2026, earlier than planned. Officials say policyholders statewide could save about $650 million.
Low-interest loans are now available for damaged homes, businesses and nonprofits in six Florida counties hit by the Oct. 26 storms.
Homeowners affected by Hurricanes Debby, Helene, Idalia, Milton or the May 2024 tornadoes can apply for funding to repair, replace or rebuild damaged homes.
Small businesses in eight Florida counties can apply for SBA low-interest loans until Sept. 15 to cover economic losses from Hurricane Milton.
Florida homeowners in eligible counties with 2023–2024 storm damage can pre-apply for home repair, replacement or reconstruction through Rebuild Florida HRRP.
The governor signed an expanded residential flood disclosure bill in June. This new bill becomes effective October 1, 2025.
The federal government plays an essential role in immediate disaster relief and could do more to help residents recover and communities build resiliency, NAR said.
