NARs Home Finance Resource Certification Course (HFR)

This course will teach you how to guide your buyers through the mortgage preapproval process by, for example, creating a mortgage application checklist with all of the documents they’ll need. The course also covers resources for addressing low credit scores, alternative financing options like first-time homebuyer assistance or low down payment programs, and how to avoid the most common mortgage sticking points in a transaction. For example, mortgage preapproval—not just prequalification—has become key for buyers competing against multiple offers in today’s market.