Americans age 70+ now hold the largest share of housing wealth, reflecting years of price growth and leaving some younger buyers facing higher barriers to entry.
Florida HOAs don’t universally ban paying residents, but rules vary by community, shaping how services are handled and what residents can expect day to day.
Tax scams are rising as AI boosts robocalls, texts and phishing. Officials urge taxpayers to avoid links, verify sources and watch for identity theft signs.
AI tools may streamline transactions, but most buyers and sellers still use agents, as local expertise and negotiation skills remain hard to replace.
Turning images into video helps agents work more efficiently, reuse assets and stay visible without constantly creating new social media posts and marketing materials.
New home sales fell 17.6% in January nationally, but the South saw a 4.1% yearly gain. Builders are using incentives to offset affordability pressures.
The average 30-year rate rose to 6.22% from 6.11%, while 15-year rates edged up to 5.54%, as inflation concerns pushed borrowing costs higher.
Higher mortgage rates are pushing some buyers toward ARMs for lower upfront costs, but future rate changes could raise payments if rates don’t fall.
Borrowing costs are edging higher as inflation fears tied to rising oil prices grow, which could slow buyer demand and sideline refinancing.
Some Florida metros show smaller owner-renter income gaps than many U.S. markets, suggesting some buyers may be closer to purchasing despite other challenges.
